Parents & Families

Families play an important role in supporting students through this transition. Discuss budgeting, lease responsibilities, and safety expectations before housing agreements are signed.

Supporting Your Student’s Transition to Off-Campus Living

Winthrop Family Sits on Leitner Wall

Moving off campus is a meaningful milestone in your student’s development. It brings increased independence, new financial responsibilities, and legal commitments that require thoughtful preparation.

Below are a few articles which provide additional considerations.

Winthrop is committed to supporting students as they navigate this transition. Families play an important role — not by managing the process for students, but by helping them prepare, ask good questions, and think critically before signing a lease.

Before a Lease Is Signed

  • Understand the full monthly cost (not just rent)
  • Review move-in fees and deposits
  • Clarify co-signer requirements
  • Understand roommate liability
  • Confirm lease length and academic calendar alignment
  • Review financial aid refund timing

A lease is legally binding once signed.

Financial Realities: The Full Cost of Living Off Campus

Off-campus living may cost more than students initially expect. Families should review rent, utilities, parking, insurance, groceries, transportation, and emergency savings.

Students frequently underestimate dining out, subscriptions, and seasonal utility changes.

Off-Campus Budget Worksheet (pdf - 118K)

Deposits & Move-In Costs

Security deposits and move-in expenses can be significant. Clarify deposit amounts, fees, first month’s rent requirements, and conditions for deposit return.

Encourage students to complete an inspection form and take timestamped photos at move-in.

Move-In Checklist (pdf - 126K)

Co-Signers & Lease Liability

Many landlords require a co-signer. Co-signers may be legally responsible for unpaid rent or damages. In joint leases, each roommate may be responsible for the full rent if another roommate does not pay.

Lease Review Checklist (pdf - 132K)

Lease Lifecycle & Academic Calendar Alignment

While some apartment complexes which cater to students offer 9 and 10-month lease options, many leases are 12 months long. Families should discuss summer rent obligations, subleasing rules, early termination policies, and study abroad considerations.

Budget Coaching & Financial Accountability

Encourage students to practice building and maintaining a budget-especially if they are not accustomed to doing so. Encourage them to prioritize rent, distinguish between fixed and variable expenses, and build emergency savings.

Remind them that meal planning significantly reduces costs compared to frequent dining out or having food delivered.

Neighborhood Research & Safety Considerations

Family Poses Outside of Kinard

Encourage students to evaluate neighborhood safety, lighting, transportation access, and proximity to essential services.

Students should lock doors, avoid propping entryways, and consider renter’s insurance.

Under the federal Clery Act, Most privately owned off-campus properties are not included in institutional crime reporting unless specific criteria are met. Be sure that students are inquiring about the safety of the neighborhood.

Encouraging Independence

Families can support students by asking guiding questions, encouraging direct communication with landlords, reinforcing accountability, and promoting conflict resolution skills.

Frequently Asked Questions

    Co-signing is a legal and financial decision. Review all lease terms carefully.

    Rent obligations remain regardless of refund timing.

    In many leases, remaining tenants remain responsible for full rent. 

    The university provides guidance but does not serve as legal representation.

 

Final Reminder

Before signing a lease:

  • Complete a full budget
  • Review lease liability
  • Understand deposit terms
  • Confirm lease alignment with academic calendar
  • Discuss safety and community expectations