Winthrop University requires all
international students, and their dependents, to maintain a certain level of health
insurance while enrolled as a student at Winthrop University. All major universities have a similar requirement.
All undergraduate and
graduate students are required to either:
The Winthrop University SHP insures the student against major expenses accompanying
an accident, illness or hospitalization. The SHP is administered
by AIG. This company specializes in health plans for
students and is the largest provider of student health insurance in the Southeast. Specific details of the insurance policy are found in the plan summary.
International students will be
charged for their insurance twice a year, along with their tuition, housing and
other expenses, and will pay directly to the Winthrop Cashier’s Office or
on-line, just as all other student charges are paid. Students should
be prepared to pay for their health insurance by the first day of
classes for each fall and spring semester.
The cost of the SHP plan for
2015-2016 are as follows:
For the SHP to be most effective, students should go directly to Winthrop’s Health and Counseling Services if there is a health concern. Health and Counseling Services is located on the second floor of Crawford Hall. Health Services can typically provide the
necessary treatment or service to students at a reduced cost as part of the cost of tuition
and fees paid to Winthrop University. However, if further medical care is required Health Services will refer you to an off-campus medical provider
that will accept the SHP. If you go to a medical provider off-campus without being referred by Health Services, the cost of the medical treatment may not be covered by the SHP and
could be very expensive.
For additional information on the SHP please visit Frequently Asked Questions.
Requesting a waiver of the Winthrop Health Insurance Plan means
you have comparable health insurance coverage and you do not plan to purchase
the Winthrop SHP. To request a waiver you must complete the waiver process online during the appropriate waiver request period.
To request a waiver the policy must
meet the Essential Benefits requirement as defined by Section 1302(b) of the
Patient Protection and Affordable Care Act (PPACA):
J1 exchange visitors and their J2
dependents must be covered by sickness and accident insurance that meets the
Department of State (DOS) requirements for the duration of their participation
in Winthrop’s J-1 exchange visitor program. Failure to have such insurance
coverage may lead to loss of legal immigration status and termination from
Winthrop's exchange visitor program. These DOS regulations are published in the
Code of Federal Regulations [22 CFR 62.14].
As of May 15, 2015, minimum health
insurance coverage must provide:
Winthrop’s Student Health Plan meets the DOS J-1 requirements. If you will enroll in the Winthrop
health plan, you must enroll prior to Open Enrollment and Waiver deadline;
otherwise, you may lose your eligibility to enroll until the next open
enrollment period at the beginning of the next semester. If you enroll in
Winthrop’s Student Health Plan, you must be prepared to pay for the plan at the
time of enrollment.
If you have insurance from an
outside company or government, your insurance must meet the above limits. Note:
repatriation and medical evacuation might not be included in your policy.
Please check your policy/coverage. If needed, consult with your insurance
company to add the repatriation and medical evacuation coverage to your policy.
The regulations continue:
"Exchange visitors who willfully fail to maintain the insurance coverage
set forth above . . . or who make material misrepresentations to the sponsor
[Winthrop University] concerning such coverage will be deemed to be in
violation of these regulations and will be subject to termination as an
exchange visitor." [22 CFR 62.14(i)]
All J-1 exchange visitors at
Winthrop must sign a Statement of Compliance form
with the International Center stating that they understand and will comply with
the J Exchange Visitor Program health insurance requirements as outlined above.
For more information on the requirement that all international students have health insurance while enrolled at Winthrop University contact the International Center.